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Royal Australian Navy Relief Trust Fund

The RANRTF is the Governing Body for Keeping Watch.

The Royal Australian Navy Relief Trust Fund (RANRTF) was established in 1913 with the object of providing welfare assistance to serving and ex-serving members of the RAN and their families. The RANRTF provides a range of financial products and services in the form of Home Management Services grants, Family Support Services loans, General Purpose loans and Special loans. All products and services are reviewed periodically to ensure they remain consistent with the RANRTF Vision, Mission and Values and to ensure they continue to meet the needs of Navy members.

The RANRTF is established under the Services Trust Fund Act 1947 (Cth) and does not receive funding from the Defence Budget. The only sources of income for the Fund are contributions from the RAN Central Canteen Fund, interest accrued from investments and small loan administration fees.

The Trustees of RANRTF are volunteers ADF members with nil remuneration.

For full details, terms and conditions for available RANRTF assistance, serving Navy personnel should refer to the following intranet website on the Defence Restricted Network:

Do you need Help?

If you believe your situation warrants consideration from the Keeping Watch Grants Committee, please download and complete our application form below.

Application Form


  • M Bult - HMAS Hobart

    When there was an unfortunate circumstance that resulted in financial hardship for a family member, Keeping Watch was eager to help out as much as possible. My divisional staff were more than accommodating to ensure that I understood the process, and between them and the Keeping Watch team I was constantly reassured that the help my family desperately needed at the time was being organised. Keeping Watch is the light at the end of the tunnel, you just need to reach out and ask for the help.
  • D Smith - Canberra

    I cannot thank Keeping Watch for helping us in our time of need. We were struggling with living expenses after a death in the family and I found out about Keeping Watch. I'm so glad I conatcted them to see how they could help. They were amazing throughout and the money could not have come at a better time. We are now moving forward positively and looking to the future. Thank you so much.
  • R James - Canberra

    I would highly recommend Keeping Watch if you need financial help and are a Navy family. We experienced an unexpected family crisis and we were struggling to meet daily living expenses and child care costs. Keeping Watch helped us through this difficult situation with a grant and offered some very valuable advise on how to deal with the loss. If you need help, contact Keeping Watch.